We are experts in specialised liability and assist financial advisers and their clients in recognising and managing liability risk. We do this through a consultative process which results in the provision of bespoke product solutions. Please contact your Broker for further information on our products. Want to register as a broker with us? Simply click here.
Some readers may recall the debate regarding the selfies taken by a black crested macaque in Indonesia on wildlife photographer David Slater’s camera - who actually owns the copyrights to the image. This incident raised an interesting question around the development...
I was asked recently for my thoughts on what the product liability exposure was for a vendor of electronic-cigarettes in South Africa. Could the vendor be held liable for selling the product and what options are open to the vendor to effectively deal with their...
Our philosophy is based on the support we provide to both our brokers and clients through financial protection that provides peace of mind.
At Liability Matters our brokers and their clients are also our partners. We recognise you as central to our business. We support you with simple, yet comprehensive information around specialised liability. We enable informed decisions around specialised liability...
We create bespoke specialised liability solutions to individuals, company director’s and businesses via our trusted Broker partners and also provide knowledge solutions based on our experience and specialist knowledge.
This is why Liability Matters
Specialised liability is one of the least understood classes of short-term insurance. You are legally liable to pay compensation, if you have caused someone harm through an act of negligence on your part. The amount of compensation will depend on the extent of the loss they have suffered. This financial impact on a company or individual can be devastating if they are found to be at fault.
In essence, specialised liability insurance is designed to protect traditional professionals (e.g. accountants, attorneys), quasi-professionals (e.g. real estate brokers, consultants) and business owners against liability incurred as a result of errors and omissions in performing their professional services, as directors or officers of a company, or have caused someone harm through an act of negligence on their part.
Liability Matters was originally created by Ken van Sweeden to provide businesses of all kinds with know-how and solutions on specialised liability where needed.
With over 20 years’ experience, Ken is seen as a thought leader within the field and is passionate about creating more understanding around the world of specialised liability.